Terms and conditions of use

These terms and conditions of use (“Terms”) govern the use of the online service Budget Balance, a free budget-tracking tool (income, expenses, savings and disposable income). By creating an account or using the service, you fully accept these Terms.

• The service is available free of charge, with no credit card required.
• The publisher reserves the right to change, suspend or discontinue the service, in whole or in part, at any time.
• In the event of a substantial change, you would be notified by email of activities likely to affect your data.

• You agree to provide a valid email address and accurate information when signing up.
• You are responsible for keeping your password confidential and for all activity carried out from your account.
• If you suspect unauthorised use of your account, you must notify the publisher as soon as possible.

• Not to use the service for unlawful or fraudulent purposes or in ways that infringe the rights of others.
• Not to attempt to access other users' accounts or the publisher's systems.
• Not to reproduce, copy or reuse any part of the service without authorisation.

The processing of personal data (email address and budget data) is described in the privacy policy, which forms an integral part of these Terms.

The service is provided “as is”. The publisher makes every effort to ensure the availability and integrity of the service but cannot guarantee uninterrupted or error-free operation. In all cases, the publisher undertakes to exercise reasonable care in managing and backing up your data.

As the service is provided free of charge, the publisher's liability cannot be engaged for any indirect or intangible damage nor for any loss of data resulting from use of the service. You are advised to keep your own archives of important information.

You may stop using the service at any time and request deletion of your account and data by writing to [contact email address]. The publisher reserves the right to suspend or delete an account in the event of a breach of these Terms.

These Terms are governed by French law. In the event of a dispute, the parties will endeavour to resolve their difference amicably before any proceedings before the competent courts.

These Terms may be modified at any time. The online version published on this page prevails. In the event of a substantial change, you will be informed by email before it takes effect.