Disposable income,
simplified.
Keep an eye on your income, expenses and recurring deductions at a glance. Budget Balance automatically works out how much you have left to live on, every day of the month.
Free · No credit card · Ready in 2 minutes
1 245,30 €
2 450,00 €
1 204,70 €
2 min
to set everything up, no banking knowledge required
€0
free, no credit card, no limits
100%
of your data belongs to you, with no bank connection
24/7
your disposable income, up to date in real time
Everything you need to stay in control
No frills, no risky bank connection. Just the essential tools to manage your budget day to day.
Real-time disposable income
See instantly how much you have left to spend, day after day, based on your income and the commitments you have already made.
Recurring deductions
Enter your subscriptions and fixed charges once. Budget Balance automatically anticipates them every month.
Alerts before due dates
Get an alert before each major deduction so you are never caught off guard.
Clear visualisation
A simple, readable chart of your monthly budget, with no financial jargon or complicated spreadsheets.
Installable like an app
Add Budget Balance to your home screen (PWA) and keep your budget within reach, even offline.
Your data, kept safe
No bank connection required. You enter every transaction yourself, so your data stays yours.
Up and running in under 2 minutes
Add your income
Salary, benefits, side income: tell us what comes in each month.
Set up your recurring charges
Rent, subscriptions, loans: enter them once and Budget Balance takes care of the rest.
Track your disposable income
Every one-off expense is deducted in real time from what you have left to spend.
Frequently asked questions
Is Budget Balance really free?
Yes, creating an account and tracking your budget are free, with no time limit and no credit card required.
Do I need to connect my bank account?
No. Budget Balance never connects to any bank. You enter your own income and expenses, which guarantees the complete confidentiality of your data.
How are recurring deductions calculated?
You set up each recurring charge (rent, subscription, loan...) once, along with its frequency. Budget Balance then automatically factors it into your disposable income every month.
Can I use Budget Balance on mobile?
Yes, Budget Balance is a Progressive Web App: you can add it to your home screen just like a native app, on both iOS and Android.
Is my data secure?
Your data is encrypted and never shared with third parties. You remain the owner of your financial information at all times.
How is Budget Balance different from a spreadsheet or a bank-connected app?
A spreadsheet requires you to build and maintain everything yourself; a bank-connected app retrieves your banking data. Budget Balance takes a third path: nothing to set up by hand once your income and recurring charges are entered, and no bank connection. You get your money left to spend in real time, without exposing your data.
How are unexpected expenses handled?
Each one-off expense is recorded in the app and instantly reduces the amount you have left to spend. You stay in control of your data at all times, with no automatic bank sync.
Take back control of your budget today
Join Budget Balance and finally know, at any moment, how much you have left to live on.
Create my free account